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Published: February 28, 2022
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Over 20% of Canadians have subprime or poor credit, making it harder to qualify through traditional lenders. (TransUnion, 2023)
26% of Canadians have a subprime credit score (below 660), limiting their access to traditional lenders.
British Columbia has one of the highest average car prices in Canada—over $45,000 for new vehicles.
People who rely on transit or rideshare spend up to 35% more per year than owning a reliable used vehicle.
Non-bank lenders like BC Auto Lenders provide more flexible approvals, often considering income and stability over credit score alone.
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